It is not intended as a substitute for insurance. The plan provides discounts only at participating providers and pharmacies. This plan does not make payments directly to the providers for medical services. The plan is prohibited from making members’ payments to providers for medical services received under the plan. The member is obligated to pay all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization. The range of discounts for medical and ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. The discount plan is operated by Alliance Healthcard, Inc. and Alliance HealthCard of Florida, Inc., 3500 Parkway Lane, Suite 720, Norcross, GA 30092. You can call 1-877-572-2244 for more information.